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Published - Wednesday, August 08, 2007

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Democrats criticize health accounts


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Local Democrats attacked Assembly Speaker Mike Huebsch, R-West Salem, on Tuesday for “selling snake oil to the sick” in the Assembly’s version of the state budget.

State Rep. Jennifer Shilling, D-La Crosse, said Republicans think health savings accounts are the “golden egg” when it comes to fixing the health care system.
“It’s appropriate that we try to crack the myth of the golden egg of HSAs,” Shilling said at a news conference organized by Citizen Action of Wisconsin.

Three different health plans are being considered in Madison as part of Wisconsin’s budget. Democratic Gov. Jim Doyle has proposed expanding BadgerCare to cover more uninsured, while Senate Democrats have offered “Healthy Wisconsin,” a state-run system paid for with payroll taxes.

Assembly Republicans have their own budget and proposals to promote HSAs. Huebsch is a strong advocate of HSAs, which allow people to save money tax free for health care expenses that aren’t covered by a high-deductible insurance policy. Advocates say they help control costs because people will make smarter decisions when spending their own money.

Huebsch was not available for comment Tuesday.

Shilling said HSAs “may be part of the answer, but they’re not the only thing we need to be relying on.

“We simply don’t purchase health care like we purchase school supplies, and pancakes and toothpaste,” Shilling said. “Families aren’t sitting around looking for that Sunday circular looking for a coupon for biopsies or some cancer screening or EKG.”

HSAs are used by the “healthy, the wealthy and the young,” Shilling said, calling them “risky and unproven.”

Judi Moseley of Citizen Action said Republicans’ promotion of HSAs “as a solution to the health care crisis is akin to selling snake oil to the sick. Not only will they not cure the cost and access crisis that is afflicting Wisconsin, they will make the disease worse.”

La Crosse County Supervisor Maureen Freedland said price shopping for health care isn’t realistic because every person is different and every medical condition is different.

Citizen Action will hold two town hall meetings about the Senate’s Healthy Wisconsin plan Monday:

  • 4 to 5:15 p.m. at West Salem Public Library, 201 Neshonoc Road, West Salem, Wis.

  • 6:30 to 8 p.m. at the North Community Library, 1552 Kane St.

    Reid Magney can be reached at (608) 791-8211 or rmagney@lacrossetribune.com.
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    To GPS wrote on Aug 10, 2007 12:49 AM:

    " GPS said"If someone is not pleased with their HEALTH CARE as you say, then they should seek other Doctors. State program will not let you do that, you will be assigned a Doctor." Do you just make this stuff up yourself? The first detail of the Democratic plan is "You will be able to choose your own doctor". "

    SMil to Bucko(Rambo) wrote on Aug 10, 2007 12:34 AM:

    " You brought up 'self-reliance' when discussing healthcare.After a car accident Bucko can set his own bones and close his own wounds,right? And u would fix your own car and track the person that hit you down,right?U spoke of selfreliance,but no one is selfreliant when it comes to healthcare.The fact that you would bring up such a silly concept as 'self reliant healthcare' shows me that you are irrational. "

    Bucko to SMil wrote on Aug 9, 2007 6:58 AM:

    " Even with my self lobotomy, I do not lack the maturity that would reduced me to making a personal attack. The personal attack is always the last word when the realization overtakes you that your position is flimsy. I was raised that sticks and stones may break my bones but how you defend your argument shows alot about you! You probably are the first to justify the response to hate speech is the firing of a gun in the direction of the words. Words and lead bullet response, are they equals in your world? "

    To: Silly Milly Waukee wrote on Aug 9, 2007 6:43 AM:

    " GPS said(if you would practice analitical reading rather than CRITICAL reading)people are please with their HEALTH INSURANCE. If someone is not pleased with their HEALTH CARE as you say, then they should seek other Doctors. State program will not let you do that, you will be assigned a Doctor. quit playing word games, CARE is the services provided and CARE is available everywhere. The issue is PAYING for the service. People demand from liberals to tax others to pay for things they and the liberals don't want to pay for themselves. It gets old. "

    Real issue is cost wrote on Aug 8, 2007 4:20 PM:

    " In LaCrosse health care costs are among the highest in the state - higher than Aurora Health Systems in Milwaukee that also is among the highest - higher than Mayo Clinic which has some of the finest specialist in the World. These costs are 40% higher than the national average. This is shocking and the real issue here. Why doesn't the paper cover THAT! "

    Deminspirit wrote on Aug 8, 2007 4:18 PM:

    " Let's see now. Does government by, for and of the people care more about it's citizens than a for profit insurance company? HMMMMM. "

    Johnsgotahealthsavingsaccount wrote on Aug 8, 2007 4:15 PM:

    " The problem with health savings accounts is the actual cost when all is said and done. Why do insurance companies like the plan? How can they cut the premiums by two thirds and still make a profit? It's no wonder insurance companies back HSA's, since it helps hold down medical costs....for them. 1. Low premiums, high deductible: WRONG. At first the premiums are low, but every succeeding year, the premium rates go up dramatically. My family plan went up on average about $1300 a year. After 4 years, you have high premiums and high deductibles. This is the insurance industries deceptive business model. I changed companies, and after the first year, the premium increased by $1333. Deja Vu? 2. Buying power: Would I have more power to negotiate my health coverage as an individual, or as a large group? The answer is obvious. "

    ask yourself.... wrote on Aug 8, 2007 3:57 PM:

    " do you think government does a good job? do you think government is putting the interests of its citizens first? do you think government does things in a cost effective way? do you think government can be trusted to keep its word? do you think government offers ample transparancy in how it conducts its affairs? do you trust government in general? if you answer no to even one of these questions, you should think long and hard, and know every minute detail of what the health scare plan is all about before you let them spend one thin dime. "

    You want to have a discussion about health accounts? wrote on Aug 8, 2007 1:45 PM:

    " Lets chat about the wonderful, inexpensive health coverage the Politicians receive. Then let's talk about the smamry, almost covert post retirement health accounts that these same politicians have set up for themselves. Only to be uncovered to their dismay a few short months ago by a reporter. After they all got their hands caught in this cookie jar Kapnake stated he would give those funds back. Dan? The rest of you? Seems they have their own rear ends covered once again. -Nestor "

    JC wrote on Aug 8, 2007 12:33 PM:

    " Health Saving accounts are a niffy idea, however they are a feel good devise that only works if the individual or family has NO unforeseen medical needs. They are rapidly depleted for any thing that is not called rouitine care. Its great to say they promote self reliance, remeber that if you need to go to the Doctor and your HSA does not cover the cost, guess Mr Self relant will have to leave until he has the moneyto cover the care. They also violate the very premise of insurance, that being to spread the finacial risk over a large population, thus reducing the amount of individual risk. However, insurance can only acheive this is all participate. "

    Tim Morales wrote on Aug 8, 2007 11:33 AM:

    " Here are some facts about HSAs. No one said that HSAs will solve the health care problem, but they are helping thousands of people that did not or could not afford insurance before. They were not designed for the people that don't need health care, just the opposite. This is by far a much better option than a state program forced upon the taxpayers. HSA/HDHP coverage in the group market rose from 397,000 in March 2005 to 1.4 million in January 2006. Enrollment in the individual market rose from 556,000 in March 2005 to 855,000 in January 2006. • In the individual market, 31% of new enrollees in HSA/HDHP plans were previously uninsured. In the small-group market, 33% of enrollment in HSA/HDHP plans was in small companies that previously did not offer coverage. "

    Zeke Dasho wrote on Aug 8, 2007 9:57 AM:

    " Health Savings Accounts offer an illusion of health security while doing nothing to reduce the risk of bankruptcy due to medical liability. Our health care system should be re-organized to codify values like compassion for our fellow man, to plainly state that health care is a human right. The Assembly Republican plan would put even more money in the already bloated troughs of the swine responsible for this mess in the first place. People deserve to have medical care whenever they are sick, not whenever they can afford it. I would rather stand in line at the DMV than see my life savings cashed out in a single hospital stay and wind up bankrupt anyway. Finally, what would Jesus do? "

    SMilwaukee wrote on Aug 8, 2007 9:53 AM:

    " GPS, If you think everyone in Wisconsin with healthcare is happy with it you are delusional. We would not be having this discussion if people were happy with their healthcare. Bucko, You think "self reliance" works for healthcare? Was it difficult for you to give yourself that frontal lobotomy? "

    Jack Lohman wrote on Aug 8, 2007 9:11 AM:

    " Explain? Because it's the compassionate thing to do. It is also best for the state's economy and businesses and jobs. Need I go further? See: About Healthy Wisconsin: www.healthywisconsin.net From a Republican senator: http://tinyurl.com/yunecm From the Business Coalition for Single-Payer Healthcare: www.businesscoalition.net "

    What did she say? wrote on Aug 8, 2007 8:22 AM:

    " "La Crosse County Supervisor Maureen Freedland said price shopping for health care isn’t realistic because every person is different and every medical condition is different." And that is different than the Mom in the BTS Sales? "

    Common Sense wrote on Aug 8, 2007 8:14 AM:

    " How about letting people decide what works best for their own personal situation? HSA if that's what fits their life, corporate insurance if that's what fits, and BadgerCare for those who don't have the means or the will to make their own decision. I see absolutely no common sense in the Democrat plan to force everyone into government run healthcare. That option would lead to 1) state bankruptcy 2) rationing healthcare 3) waiting lines for life saving treatment 4) lower quality care "

    Jack Lohman wrote on Aug 8, 2007 7:35 AM:

    " HSAs are designed FOR the people that don't need health care, and BY the people that will benefit from them. The insurance industry and other special interests have given seven times more in campaign contributions than the proponents of Healthy Wisconsin, so it is understandable why the Republicans oppose fixing the system. But fix it we will, or we'll have a Democratically led assembly in 2008. Jack Lohman Business Coalition for Single-Payer Healthcare www.BusinessCoalition.net "

    GPS wrote on Aug 8, 2007 7:06 AM:

    " Everyone but 400,000 Wisconsin citizens plus the international trespassers(illegals)among us HAVE and ARE PLEASED WITH OUR HEALTH INSURANCE AND DOCTORS! Explain again why we have to dump our insurance for the bonanza liberal program just to cover these few? "

    Bucko wrote on Aug 8, 2007 6:59 AM:

    " Of course liberals dislike anything that promotes self reliance. Liberals want to get their hands on millions upon millions for the purpose of hiring thousands of liberal cronies to administer their gov't insurance program. The cost is not the health care, the cost is the salaries of the cronies that makes the program $$ balloon. If you want your Doctors and Nurses to treat you like you are at the DMV or Post Office with a problem and exhibit their same conscientious service, then by all means the liberal's program is for you! "

    Huebschacrook wrote on Aug 8, 2007 6:42 AM:

    " I expect that Huebschacrite will switch his taxpayer funded healthcare plan over from insurance to HSAa since he is such a believer in them. That is what an honest person would do. "


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